3 reasons younger adults may want to establish an estate plan

On Behalf of The Pellegrino Law Firm P.C. | Jan 2, 2026 | ESTATE PLANNING |

When most people think about estate planning, they often assume it’s something only older adults or those with significant assets need to worry about. In reality, estate planning is important for any adult over the age of 18. In fact, younger adults may benefit more than they realize from having an estate plan in place early.

Life is unpredictable, and having legal documents prepared can provide clarity, protection, and peace of mind—no matter your age. Below are three key reasons younger adults should consider establishing an estate plan.

1. Protection in the Event of an Emergency

One of the most important reasons to create an estate plan is protection during unexpected emergencies. Estate plans often include essential documents such as powers of attorney and advance medical directives. These documents allow trusted individuals to make medical or financial decisions if you are unable to do so yourself.

For younger adults, this is especially critical. Many are unmarried, meaning they do not have a spouse with automatic legal authority. Parents also lose the right to make decisions once a child turns 18. Without an estate plan, loved ones may face legal barriers if an accident, serious illness, or sudden emergency occurs.

2. Control Over Your Legacy

Even if you are just starting your career and don’t yet have substantial assets, what you do own may hold significant personal value. An estate plan allows you to decide who receives your belongings, savings, or other assets.

Younger adults may wish to leave assets to a partner, close friend, or roommate—individuals who would not automatically inherit under Connecticut’s intestate succession laws. Without a will, your estate may pass entirely to your parents or other relatives, regardless of your wishes. Estate planning gives you control over how your legacy is handled.

3. Protection for Children and Dependents

For young adults with children, estate planning is essential. A properly drafted will allows you to name a guardian for your minor children, ensuring they are cared for by someone you trust if something happens to you.

Additionally, documents such as financial and medical powers of attorney can help keep your household running smoothly in the event of incapacity. These tools allow a trusted person to manage bills, make healthcare decisions, and protect your children from unnecessary disruption during an already difficult time.

Planning Ahead at Any Age

Estate planning is not just for retirement or later in life—it’s a proactive step that benefits adults at every stage. Creating an estate plan early provides protection, clarity, and peace of mind for you and your loved ones.

If you are a younger adult in New Haven or throughout Connecticut and are considering estate planning, the experienced attorneys at The Pellegrino Law Firm, P.C. can help you take the next step with confidence.

Contact our office today to schedule a consultation and start planning for your future.